:root{--navy:#071426;--blue:#1268e8;--cyan:#18b7d6;--text:#15233a;--muted:#617087;--bg:#f6f9fc;--card:#fff;--line:#e5ebf3;--shadow:0 12px 35px rgba(7,20,38,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.7}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1120px,92%);margin:auto}.top{background:var(--navy);color:#fff}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{font-weight:900;font-size:24px;letter-spacing:-.5px;color:#fff}.logo span{color:var(--cyan)}.navlinks{display:flex;gap:18px;flex-wrap:wrap}.navlinks a{color:#dce8f8;font-size:14px;font-weight:700}.hero{padding:76px 0 70px;background:linear-gradient(135deg,#071426 0%,#0d2d58 58%,#1268e8 100%);color:#fff}.eyebrow{color:#7ce7fa;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;font-size:12px}.hero h1{font-size:clamp(38px,6vw,68px);line-height:1.02;margin:14px 0 18px;max-width:850px;letter-spacing:-2px}.hero p{font-size:19px;max-width:760px;color:#d8e6f8}.btn{display:inline-block;padding:12px 18px;border-radius:10px;background:#fff;color:var(--navy);font-weight:800;margin:8px 8px 0 0}.btn.primary{background:#38d2ed;color:#05213d}.section{padding:52px 0}.section h2{font-size:32px;margin:0 0 10px;letter-spacing:-.7px}.lead{color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:var(--shadow)}.card h3{margin:0 0 8px;font-size:20px}.card p{color:var(--muted);margin:0 0 14px}.tag{display:inline-block;background:#eaf3ff;color:#0b5dcc;padding:4px 9px;border-radius:999px;font-size:12px;font-weight:800;margin-bottom:12px}.article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:38px;box-shadow:var(--shadow);margin:45px auto;max-width:850px}.article h1{font-size:42px;line-height:1.15;letter-spacing:-1px}.article h2{margin-top:34px}.article li{margin:8px 0}.meta{color:var(--muted);font-size:14px}.note{background:#eef7ff;border-left:4px solid var(--blue);padding:16px 18px;border-radius:8px}.crumbs{padding-top:28px;color:var(--muted);font-size:14px}.footer{background:var(--navy);color:#cbd8e8;padding:45px 0;margin-top:40px}.footer a{color:#dce8f8}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer h3{color:#fff}.small{font-size:13px;color:#8fa3bc}.faq details{background:#fff;border:1px solid var(--line);padding:15px 18px;border-radius:10px;margin:10px 0}.faq summary{font-weight:800;cursor:pointer}.search{width:100%;padding:14px;border:1px solid var(--line);border-radius:10px;font:inherit}.article-list{display:grid;gap:14px}.article-link{background:#fff;border:1px solid var(--line);padding:20px;border-radius:12px}.article-link h3{margin:0 0 5px}@media(max-width:800px){.grid,.footergrid{grid-template-columns:1fr}.nav{align-items:flex-start;padding:16px 0;flex-direction:column}.navlinks{gap:12px}.hero{padding:55px 0}.article{padding:24px}.article h1{font-size:34px}}